You pay your premiums. You trust the coverage.
But what if the policy that gives you peace of mind... is missing the one thing you actually need?
This isn’t paranoia. This is preparation.
Welcome to Hot Topics, where we talk about what happens before the storm—and how to avoid getting blindsided. I’m Karen, and this series is for anyone who’s ever said, “Wait—why wasn’t that covered?” We’re pulling back the curtain, exposing the blind spots, and putting you back in control.
You ever feel like you’re covered… until you’re not?
Most of us walk around with insurance policies we think will protect us when disaster strikes. Health insurance, car insurance, life insurance, homeowners, renters, long-term care—you name it. We trust that we’re safe, secure, prepared.
But what if I told you…
That trust could be misplaced?
That there are holes—BIG ones—in your coverage that could leave you bankrupt, broken, or blindsided?
This newsletter series is your invitation to pull back the curtain and look deeper. We’re going full detective mode on this one. 🕵🏽♀️
🔎 In each issue, I’ll share real stories, chilling what-if scenarios, and insider secrets about the hidden gaps most people don’t see—until it’s too late.
Deductible protection. Accident or critical illness protection. Dental and vision coverage. These are the blind spots that can wreck your finances.
For example:
Did you know that deductibles and maximum out-of-pocket limits can reach up to $9,200 per year on many plans? If something serious happens—do you have that kind of cash sitting around?
We’ll answer questions like:
❓ Why did that claim get denied?
❓ What happens when your health plan doesn’t cover what you assumed it did?
❓ Why doesn’t your life insurance automatically protect your family the way you thought?
❓ And what’s the #1 most misunderstood risk in today’s financial landscape?
Don’t worry—this isn’t fear-mongering. It’s fact-finding.
It’s truth-telling.
It’s solution-serving.
Because once you know where the gaps are…
You can fill them.
And that, my friend, is power. 💥
🔍 Find out what your current policy doesn’t cover—before life does.
An example? Let’s say something happens, and instead of panicking, you get a check for $10,000 to $50,000—sent directly to you—so you stay in control. That’s just one way to avoid financial disaster before it starts.
So grab your flashlight.
The first hole is bigger than you think.
🔦 Stay tuned for Part 2: “The Perfect Policy—Until the Emergency Room”
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